This website ASSETSLO.COM, including any subdomains thereof, and any other websites through which its services are made available, our mobile, tablet and other smart device applications, and application program interfaces etc, (hereinafter collectively referred to as "ASSETSLO.COM") is owned, hosted and operated by AAA Capital Services Private Ltd. (a company incorporated in India under the Companies Act, 1956 and having its registered office at [AAA House 64, near Modi Mill, Okhla Phase III, Okhla Industrial Estate, New Delhi] - 110020. These terms and conditions, privacy policy and community guidelines regulating use of these Services constitute a legally binding agreement between AAA House 64, near Modi Mill, Okhla Phase III, Okhla Industrial Estate, New Delhi] - 110020. and the User (the “Agreement”).

ASSETSLO.COM and/or any other website(s) linked to this website is an online information and communications service provided to you, subject to your compliance with the terms and conditions set forth below.

ASSETSLO.COM may amend/modify these terms and conditions at any time, and such modifications shall be effective immediately upon posting of the modified terms and conditions on ASSETSLO.COM. You may review the modified terms and conditions periodically to be aware of such modifications and your continued access or use of ASSETSLO.COM, shall be deemed conclusive proof of your acceptance of these terms and conditions, as amended/modified from time to time. ASSETSLO.COM may also suspend the operation of ASSETSLO.COM for support or technical upgradation, maintenance work, in order to update the content or for any other reason.

If you utilize ASSETSLO.COM in a manner inconsistent with these terms and conditions, ASSETSLO.COM may terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse may be deemed to be fit and proper.

A 'User' refers to any individual or legal entity that has registered for access to the services provided by the ASSETSLO.COM. This access is granted through the creation of a user account, whether on a paid or free basis, and is secured with a unique username and password. It is made abundantly clear that only the authorized User has the right to access the Services so offered by ASSETSLO.COM.

The term Browser/Visitor will mean and include a person who utilizes any of the Services offered by ASSETSLO.COM, without the need or a requirement to create an account i.e. visits non-restricted portions of ASSETSLO.COM.

The use and access to ASSETSLO.COM shall be subject to these terms and conditions and community guidelines. For the purposes of this Agreement, any person who does not have a legal or a contractual right to access the Services, but does so, will fall within the definition of an 'unauthorized user' and will nevertheless be subject to the terms and conditions regulating the usage of ASSETSLO.COM, and expressly so with respect to respecting the intellectual property rights of the ASSETSLO.COM, and abiding by terms and conditions below mentioned.

The terms 'Service' or 'Services' would mean to include the interactive online information service offered by ASSETSLO.COM on the internet through which the user may access information carried by ASSETSLO.COM in the database maintained by it. The terms would also include to mean the search tools through which the User can search through the hosted databases and information using a number of search tools that are present with a selection matching their search criteria. The term would also include services by way of space used by customers for advertisements such as listings and banners. Users then select one or more of the items presented to view the full document/ record. The term Service does not extend to ASSETSLO.COM acting as an agent either express or implied on behalf of any User/Customer and is merely acting as a medium of information exchange.

User agrees not to submit any property descriptions, photographs, financial, contact or other information contained in each property's data to ASSETSLO.COM unless the User submitting such a Listing/Advertisement has acquired and received all necessary rights and authorizations from the owner of such property or the power-of-attorney holder, including from the photographer and/or copyright owner of any photographs, to publish and advertise the said Property(s) on the User's website or on ASSETSLO.COM. Similarly, ASSETSLO.COM does not claim ownership, directly or indirectly, of any content displayed on its website by users who have created their accounts and uploaded their property. The content, including banners and images, is provided by these users for the use of advertising space on our platform. We do not independently verify the authenticity or compliance of these images or listings with any applicable laws. The responsibility for the content lies with the users, as it is in the nature of providing advertising space. The User shall disclose all material factual information regarding the property being advertised, its correct dimensions, and all such property(s) submitted, including the present status and nature of such property. The User shall also disclose whether the property is free from all encumbrances or not. The User in addition shall furnish a brief background of such property in respect of title, ownership and possession, ASSETSLO.COM may also require the User to support his/her claims with respect to the status of the property with such documents as may be specified by it from time to time. ASSETSLO.COM may, at its sole discretion but without any obligation to, search for such and remove properties that are alleged to have been submitted in violation of this provision. In addition, ASSETSLO.COM may require additional evidence of compliance with this provision from Users who are alleged to have submitted properties or other information/data in violation of these terms and conditions. ASSETSLO.COM will, in its sole discretion, terminate the accounts of, and refuse Service to, any User who repeatedly or intentionally violates these terms and conditions. Additionally, the User agrees to allow the Property listing, or any part of it, to be searched, displayed, accessed, downloaded, copied, and otherwise referred to by users of the User's website or the ASSETSLO.COM website. ASSETSLO.COM shall have the sole authority to choose the manner in which any Property or any assets will be searchable, displayed, accessed, downloaded, copied, and otherwise used on ASSETSLO.COM and ASSETSLO.COM shall have the right to modify the property listing in the exercise of its rights under these terms and conditions.

ASSETSLO.COM reserves, in a manner consistent with reasonable commercial business practices, the right to remove all or any part of the Properties posted on the User's website or on ASSETSLO.COM without notice. ASSETSLO.COM accepts no responsibility for checking/verifying the accuracy of reports or data files submitted by the User. While ASSETSLO.COM shall take all reasonable efforts for data backup and business resumption, the User will be solely responsible for retaining back-up copies of all information, photographs and other materials furnished/submitted to ASSETSLO.COM.

Users, who are buying or selling properties or assets through ASSETSLO.COM, must verify details the property/properties/assets as well as its right, title, ownership, lien etc. on their own.

Payments for the Services offered by ASSETSLO.COM shall be on a 100% advance basis. The payment for Service once subscribed to by the subscriber is not refundable and any amount paid shall stand appropriated. ASSETSLO.COM offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Users card/bank accounts. User acknowledges and agrees that ASSETSLO.COM, at its sole discretion and without prejudice to other rights and remedies that it may have under the applicable laws, shall be entitled to set off the amount paid or payable by a subscriber/user against any amount(s) payable by User to ASSETSLO.COM under any other agreement or commercial relationship towards other products/services. ASSETSLO.COM gives no guarantees of server uptime or applications working properly. All is on a best effort basis and liability is limited to refund of amount only. ASSETSLO.COM undertakes no liability for free Services. ASSETSLO.COM reserves its right to amend / alter or change all or any disclaimers or terms of agreements at any time without any prior notice. All terms / disclaimers whether specifically mentioned or not shall be deemed to be included if any reference is made to them.

ASSETSLO.COM uses the maximum care as is possible to ensure that all or any data / information in respect of electronic transfer of money does not fall in the wrong hands. For completing online transactions involving payments a user is directed to a Payment Gateway, ASSETSLO.COM does not store or keep credit card data. Since the transaction happens on a third-party network not controlled by ASSETSLO.COM, once a credit card transaction has been completed, the payment information is not accessible to anyone at ASSETSLO.COM after completion of the on-line transaction at the Payment Gateway, this ensures the maximum security.

ASSETSLO.COM shall not be liable for any loss or damage sustained by reason of any disclosure (inadvertent or otherwise) of any information concerning the user's account and / or information relating to or regarding online transactions using credit cards / debit cards and / or their verification process and particulars nor for any error, omission or inaccuracy with respect to any information so disclosed and used whether or not in pursuance of a legal process or otherwise.

Though ASSETSLO.COM payment reconciliation team works on a 24 x 7 basis, ASSETSLO.COM offers no guarantees whatsoever for the accuracy or timeliness of the refunds reaching the Users card/bank accounts. This is on account of the multiplicity of organizations involved in processing of online transactions, the problems with Internet infrastructure currently available and working days/holidays of financial institutions. Refunds in the event of wrong/objectionable property content being posted on the site would be at the discretion of ASSETSLO.COM.

If you utilize ASSETSLO.COM in a manner inconsistent with these terms and conditions, ASSETSLO.COM may terminate your access, block your future access and/or seek such additional relief as the circumstances of your misuse may be deemed to be fit and proper.

By making a payment, the user authorizes ASSETSLO.COM to handle, receive, and disburse funds based on the payment instructions provided by the user. This authorization is for the purpose of transferring money to the specified beneficiary, as directed by the user. If a transaction is impacted due to incomplete or incorrect details provided by the user, ASSETSLO.COM reserves the right to deduct any applicable service charges, processing fees, or other incurred fees related to the transaction processing. ASSETSLO.COM or its affiliates and employees shall not be responsible for any incorrect/unintended transaction, in any form or manner. ASSETSLO.COM may, depending on the security or financial risk associated with the transaction, delay, suspend or reject a transaction.

The amount of a transaction may be charged back (hereinafter referred as “Chargeback”) if the transaction is disputed, reversed or not authorized, is unlawful or not in accordance with these terms (e.g. the holder of the payment instrument used for initiating the transaction raises a dispute). In case of a Chargeback, User shall immediately pay any amount owed, including additional fines or penalties levied in this regard by the payment gateway or issuer. User agrees to provide complete assistance in the event of any investigation in this regard.

User agrees to treat all information obtained from the Service, including listings, member directory, and any information otherwise made available to User in the Service ("Content") as proprietary to ASSETSLO.COM. User agrees that Content reserved for members will be maintained as confidential and shall be protected as a trade secret of ASSETSLO.COM. ASSETSLO.COM does not ensure the accuracy of, endorse or recommend any Content and a User uses such Content at the User's own risk. A User may access the listings/advertisements in the Service solely to obtain initial information from which further evaluation and investigation may commence. User shall limit access to and use of listings to personal and internal use, and shall not use listings obtained from the Service for further distribution, publication, public display, or preparation of derivative works or facilitate any of these activities in any way.

User shall not use or reproduce any Content that is obtained from the Service, or that is otherwise made available to User in the Service, for or in connection with any other listing/advertising Service or device. User further shall not use the Service provided by the company in any other manner for or in connection with any other listing Service or device. Users violating these specific terms, specifically those Users searching the Service in an abusive or excessive manner, by automated or manual means, shall be subject to immediate termination of their membership without notice.

All logos, brands, trademarks and Service marks ("Marks") appearing in ASSETSLO.COM are the properties either owned or used under license by ASSETSLO.COM and / or its associates. All rights accruing from the same, statutory or otherwise, wholly vest with ASSETSLO.COM / its associates. The access to ASSETSLO.COM does not confer upon the User any license or right to use in respect of these Marks and therefore the use of these Marks in any form or manner, whatsoever is strictly prohibited. Any violation of the above would constitute an offence under the prevailing laws of India.

ASSETSLO.COM respects the Intellectual Property Rights of all, it has and will continue to adhere to all the laws applicable in India in this respect. ASSETSLO.COM shall protect and respect the Intellectual Property Rights of the users as well as third parties to the best of its ability. In a case where a User(s) are found to be using ASSETSLO.COM as a platform to infringe the Intellectual Property Rights of others, ASSETSLO.COM will be free to terminate this Agreement forthwith without any notice to the user.

By allowing Users to access ASSETSLO.COM, ASSETSLO.COM grants the Users a limited, non-exclusive, non-assignable, revocable license (the "License") to access and use the Services, provided that the User is in compliance with the terms and conditions of the Agreement.

1. The following actions will inter alia constitute a misuse of ASSETSLO.COM and are strictly prohibited:
1. Copying, extracting, downloading, sharing, modifying, selling, storing, distributing, making derivate works from or otherwise exploiting any content, data, information, including profiles, personal details, photographs and/or graphics, available on ASSETSLO.COM and/or any services or products of the ASSETSLO.COM, in any manner or for any purpose which is not, consistent with in accordance with the Terms of Use.

   Users are expressly prohibited from using or exploiting ASSETSLO.COM and/or any content or data provided therein for:

   • Any commercial purposes such as creating alternate databases, extending access to ASSETSLO.COM to third parties without prior written consent of the ASSETSLO.COM.; and/or
   • Undertaking any business activity which is in competition with the business of ASSETSLO.COM.; and/or
   • Sharing access with persons who are not contracted with the ASSETSLO.COM.
   • Reselling the products/services offered by the ASSETSLO.COM.
2. Using or attempting to use any automated program, software or system or any similar or equivalent process (including spiders, robots, crawlers etc.) to access, navigate, search, copy, monitor, download, scrape, crawl or otherwise extract in any manner, any data or content including but not limited to adding or downloading profiles, contact details, or send or redirect messages from ASSETSLO.COM.
3. Gaining or attempting to gain unauthorized access (inter alia by hacking, password “mining” or any other means) to:
   1. any portion or feature of ASSETSLO.COM or any of the services or products offered on or through ASSETSLO.COM which are not intended for you.
   2. any server, website, program or computer systems of the ASSETSLO.COM or any other third parties and/or Users.
   3. Modifying the services provided through ASSETSLO.COM or their appearance using any technology or overlay any additional offering on top of such services or simulate ASSETSLO.COM services or its functions in any manner whatsoever without explicit consent obtained in writing by approach us at bankofstressedassets@gmail.com
   4. Accessing ASSETSLO.COM through interfaces other than those expressly provided by ASSETSLO.COM.
   5. Attempting to breach or breaching any security or authentication measures set up by the ASSETSLO.COM in relation to ASSETSLO.COM and/or attempting to probe, scan or test the vulnerability of the ASSETSLO.COM’s system or network.
   6. Scraping, downloading (including bulk- downloading), replicating or otherwise extracting any information or data from ASSETSLO.COM (by any process, whether automatic or manual) to offer any products or services which are similar to or may in any manner compete with the products or services of the ASSETSLO.COM.
   7. Reverse engineering, decompiling, disassembling, deciphering or otherwise attempting to do any of the aforesaid or deriving the source code for the Site or Application or any related technology or any part thereof.
   8. Circumventing or attempting to circumvent any technological protections used or employed by the ASSETSLO.COM or by any third party in order to protect the content on ASSETSLO.COM and/or to exclude robots, spiders etc. from crawling and /or scraping content from ASSETSLO.COM.
   9. Interfering with or disrupting or attempting to interfere with or disrupt (including by using any device, software or routine), the use of ASSETSLO.COM or any computer networks connected to ASSETSLO.COM, by any other User
   10. Developing, using or attempting to use any automated program, scripts, robots, third party software or system or any similar or equivalent process (including spiders, robots, crawlers, browser plug-ins/extensions/add-ons, iframes on third party sites, mirroring, HTML parsers etc.) to access, navigate, search, copy, monitor, download, scrape, crawl or otherwise extract or modify in any manner, any data or content from ASSETSLO.COM without explicit consent obtained in writing by approach us at inquiry@assetslo.com
   11. Impersonating any other person or entity, or making any misrepresentation as to your employment by or affiliation with any person or entity.
   12. Forging headers or in any manner manipulating identifiers in order to disguise the origin of any user information.
   13. Stalking, threatening, or in any manner harassing any other User.
   14. Engaging in “framing,” “mirroring,” or otherwise simulating the appearance or function of ASSETSLO.COM (or any part thereof) and providing deep links into ASSETSLO.COM (or any part thereof) without prior permission of ASSETSLO.COM
   15. Spamming ASSETSLO.COM/ASSETSLO.COM or any other Users including by uploading, posting, emailing, SMS, transmitting or otherwise making available either directly or indirectly, any unsolicited bulk e-mail or unsolicited commercial e-mail.
   16. Hosting, modifying, uploading, posting, transmitting, publishing, or distributing any material or information that:
       • Violates any applicable local, provincial, state, national or international law, statute, ordinance, rule or regulation for the time being in force;
       • Belongs to another person and to which you have no right;
       • Infringes, breaches or otherwise contravenes the rights of the ASSETSLO.COM or any third party, including any copyright, trademark, patent, rights of privacy or publicity or any other proprietary rights;
       • Contains computer viruses, or other computer code, files or programs designed to disrupt, destroy or interfere with or limit the functioning of ASSETSLO.COM, or any other computer system or resource;
       • Is grossly harmful, harassing, invasive of another's privacy including bodily privacy, hateful, disparaging, relating to or encouraging money laundering or gambling in any manner, any content which is or may potentially be perceived as being harmful, threatening, abusive, harassing basis of gender, libelous, blasphemous, vulgar, pornographic, pedophilic, obscene, or racially, ethnically, promoting enmity between different groups on the grounds of religion or caste with the intent to incite violence or otherwise unlawful in any manner whatsoever;
       • Which constitutes or encourages conduct that would constitute a criminal offence, give rise to other liability, or otherwise violate applicable law;
       • That deceives or misleads the addressee about the origin of such messages or communicates any Misinformation or information which is grossly offensive or menacing in nature;
       • That harms minors in any way;
       • That threatens the unity, integrity, defense, security or sovereignty of India, friendly relations with foreign states, or public order or causes incitement to the commission of any cognizable offence or prevents investigation of any offence or is insulting to any other nation.

1. Copy and distribute this information on any other server, or modify or re-use information, text, graphics, sound, etc. on ASSETSLO.COM to any other system. No reproduction of any part of ASSETSLO.COM may be sold or distributed for commercial gain nor shall it be modified or incorporated in any other work, publication or ASSETSLO.COM, whether in hard copy or electronic format, including postings to any other ASSETSLO.COM; or

2. Remove any copyright, trade mark or other intellectual property notices contained in the original material from any material copied or printed off from ASSETSLO.COM or link to ASSETSLO.COM, without our express written consent.

Violations of system or network security may result in civil or criminal liability.

THE CONTENT OF ASSETSLO.COM IS PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OR REPRESENTATIONS OF ANY KIND, EITHER EXPRESS OR IMPLIED.

ASSETSLO.COM and third party providing materials, services or content to this website, disclaims all warranties, express or implied, statutory or otherwise including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement of third party rights, completeness or accuracy of the information, update or correctness of the information, freedom from computer viruses, other violation of rights regarding services, products, material and contents of ASSETSLO.COM.

Views expressed by the Users are their own, ASSETSLO.COM does not endorse the same and shall not be responsible for them. No claim as to the accuracy and correctness of the information on the site is made although every attempt is made to ensure that the content is not misleading/ offensive/ inappropriate. In case any inaccuracy is or otherwise improper content is sighted on the website, please report it to report abuse.

It is solely your responsibility to evaluate the accuracy, completeness and usefulness of all opinions, advice, Services, real estate and other related information listed on the website. ASSETSLO.COM does not warrant that the access to website will be uninterrupted or error-free or that defects in website will be corrected.

ASSETSLO.COM offers no guarantee no warrantees that there would be satisfactory response or any response at all, once the listing/banner is put on display. Any payments made to ASSETSLO.COM/ASSETSLO.COM are solely for the purposes of display of the property advertised.

No information contained herein shall constitute an invitation or an offer to invest in ASSETSLO.COM or any of its Affiliates. Further, nothing contained in ASSETSLO.COM should be construed as a recommendation to use any product, process, equipment or formulation, in conflict with any patent, or otherwise and ASSETSLO.COM makes no representation or warranty, express or implied that, the use thereof will not infringe any patent, or otherwise.

ASSETSLO.COM is controlled and operated from India and ASSETSLO.COM makes no representation that the materials are appropriate or will be available for use in other parts of the World. If you use ASSETSLO.COM from outside India, you are entirely responsible for compliance with all applicable local laws as well as international conventions and treaties.

ASSETSLO.COM will not be liable for any damages of any kind arising out of or relating to the use or the inability to use ASSETSLO.COM, its content or links, including but not limited to damages caused by or related to errors, omissions, interruptions, defects, delay in operation or transmission, computer virus, line failure and all other direct, indirect, special, incidental, punitive, loss of profit, exemplary or consequential damages whether based on warranty, contract, tort or any other legal theory including Force Majeure, and whether or not, such organizations or entities were intimated or advised of the possibility of such damages.

ASSETSLO.COM assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communication line failure, theft or destruction or unauthorized access to or alteration of User's data/information. ASSETSLO.COM shall not be responsible for any problem or technical malfunction on-line-systems, servers or providers, computer equipment, software, failure of e-mail or players on account of technical problem or traffic congestion on the Internet or at any website or combination thereof, including injury or damage to any User and/or Members or to any other person's computer related to or resulting from participating or downloading materials/information from the website.

For the purposes of the Consumer Protection Act, 2019 (CPA), the term Consumer will be limited to paid Customers who have not subscribed to ASSETSLO.COM for purposes of commercial gain (business purposes) and their intent to utilize the services for individual use only.

Unless stated otherwise, our primary responsibility as ASSETSLO.COM, the service provider, is to grant you access to our online portal. Any mention of usage limits sets the maximum level of service you can use but doesn't impose additional obligations on our part. Our core duty is to provide access to our online portal.

ASSETSLO.COM will not be liable on account of any inaccuracy of information on this web site. Any breach of privacy or of the information provided by the consumer to ASSETSLO.COM to be placed on the website by technical or any other means is not the responsibility of ASSETSLO.COM and ASSETSLO.COM does not guarantee confidentiality of information provided to it by any person acquiring/using all/any information displayed on ASSETSLO.COM website or any of its other websites / domains owned and operated by ASSETSLO.COM.

ASSETSLO.COM may, without notice in its sole discretion, and at any time, terminate or restrict your use or access to ASSETSLO.COM (or any part thereof) for any reason, including, without limitation, that ASSETSLO.COM based on its judgment and perception believes you have violated or acted inconsistently with the letter or spirit of these terms and conditions or any applicable law.

Submissions and unauthorized use of any information(s)/materials contained on ASSETSLO.COM may violate copyright laws, trademark laws, the laws of privacy and publicity, certain communications statutes and regulations thereto and other applicable laws, statutes and its rules and regulations. You alone are responsible for your actions or the actions of any person using your user name and/or password.

If any dispute arises between a user/users and ASSETSLO.COM arising out of use of the website or thereafter, in connection with the validity, interpretation, implementation or alleged breach of any provision of these terms and conditions, the dispute shall be referred to a sole Arbitrator who shall be an independent and neutral third party. Decision of the Arbitrator shall be final and binding on both the parties to the dispute. The place of arbitration shall be Delhi. The Arbitration & Conciliation Act, 1996, shall govern the arbitration proceedings.

THIS AGREEMENT between you and ASSETSLO.COM governs your use of ASSETSLO.COM. If any provision of these ASSETSLO.COM terms and conditions or part thereof is inconsistent with or is held to be invalid/void by or under any law, rule, order or regulation of any Government or by the final adjudication of any court, such inconsistency or invalidity shall not affect the enforceability of any other provision of the terms and conditions.